Planning Ahead
10 Reasons to Preplan and Prepay for your Funeral, Memorial or Cremation Service with our Funeral Home.
Prearranged funerals—also known as preneeds—are plans made in advance to ease the emotional and financial burden on loved ones. These plans are placed in a trust, making them safe, secure, and fully transferable. We honor and accept all prearrangements, no matter where they were made.
Not everyone likes to plan ahead, but pre-planning your funeral arrangements not only gives you peace of mind about your final wishes being honored, but alleviates some of the stress and burden your loved ones are going through as they experience the grief associated with the loss.
The staff of Loudon Funeral Home is happy to assist you with your funeral pre-needs by helping you make decisions about your funeral service in advance and guide you in helping eliminate some of the unnecessary stress brought on by a loved one’s death.We've put together the top 10 reasons why pre-planning your funeral is beneficial not only for you but for your family as well. If you have any questions about the reasons listed feel free to call us.
1. Relieves Family Stress
One of the biggest benefits of pre-planning your funeral is that it takes a lot of pressure off your family. When everything is already arranged, your loved ones don't have to make tough decisions during an emotional time. They won't have to worry about logistics or wonder what you might have wanted. Instead, they can just focus on grieving and celebrating your life in peace. Pre-planning really helps reduce the emotional strain families often feel after losing a loved one.
2. Ensures Your Wishes Are Honored
Pre-planning gives you full control over how you want your funeral to be. Whether you prefer burial or cremation, a small ceremony or a larger gathering, you can make sure everything matches your wishes. This way, your family won’t have to guess or debate about what to do. They’ll have a clear plan to follow, which gives everyone peace of mind knowing they’re honoring your final requests exactly the way you wanted.
3. Eases Financial Strain
Funerals can be expensive, and paying for one unexpectedly can put a financial strain on families. When you pre-plan your funeral, you can set aside money or prepay, so all the costs are covered in advance. This way, your family doesn’t have to deal with the financial stress during an already difficult time. Whether through a funeral trust or a payment plan, pre-planning helps ease the burden of costs, so your loved ones won’t have to worry about it later.
4. Prevents Family Disagreements
Without a pre-planned funeral, family members might have different ideas about how to proceed, which can lead to disagreements at a tough time. Pre-planning eliminates any confusion by making your wishes clear from the start. Your family will follow the decisions you’ve made, making sure everyone is on the same page. This helps prevent conflicts and brings peace to your loved ones, knowing they are fulfilling your exact wishes.
5. Provides Peace of Mind
Pre-planning your funeral brings peace of mind for both you and your family. For you, it’s the comfort of knowing everything is arranged just the way you want it. For your loved ones, it means they won’t have to scramble and make rushed decisions while grieving. Pre-planning takes away the worry of last-minute arrangements and lets everyone focus on celebrating your life and healing, rather than stressing over logistics.
6. Protects Against Rising Costs
Funeral costs tend to increase over time, but by pre-planning, you can lock in today’s prices. This helps protect you and your family from rising costs in the future. By securing current rates, you can avoid inflation and unexpected price hikes down the road. This ensures that your family won’t be hit with higher funeral expenses later, giving you peace of mind that the financial side is already taken care of.
7. Allows for Personalization
One of the biggest benefits of pre-planning your funeral is personalization. Pre-planning allows you to personalize every aspect of your funeral, so it truly reflects your life and personality. You can choose specific music, readings, or even add personal touches that are meaningful to you. Whether you want a simple service or something more unique, pre-planning gives you the freedom to make it your own. This way, your loved ones can honor you in a way that feels authentic and personal.
8. Secures Financial Protection
When you prepay for your funeral, the money is usually placed in a trust or insurance policy, ensuring it’s available when needed. This financial protection gives you peace of mind, knowing that your funeral costs are covered. It also means your family won’t have to worry about scrambling for funds later. When the time comes, your loved ones will be able to access the money easily, making the financial side of things stress-free for them.
9. Gives Family Time to Grieve
By pre-planning, you’re giving your family the gift of time. Instead of having to focus on arranging your funeral during a difficult period, they can concentrate on grieving and supporting one another. Pre-planning removes the pressure of making decisions and organizing everything, allowing your loved ones to find comfort in their memories and share that time together.
10. Avoids Last-minute Decisions
When a funeral needs to be planned quickly, it can lead to rushed decisions that aren’t always ideal. Pre-planning lets you take your time and carefully think through all the details of your arrangements. This way, everything will be exactly how you want it, and your family won’t have to make quick, stressful decisions. Pre-planning ensures that your funeral will be meaningful and well-organized without the pressure of time constraints.
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Benefits of Preplanning
Planning Ahead Lets Your Wishes Be Known
The death of a loved one often brings about unwarranted stress and turmoil among families. One family member wants one thing, while another family member wants something different. By planning ahead, you help prevent those disagreements by letting your family know what your wishes are and how you want your funeral service to be carried out and your business handled.
Planning Ahead Offers Peace of Mind
Our staff guarantees we will carry out the arrangements you want, just as you directed. Once the plans have been arranged, you and your family can rest easy knowing at the time of death, those uncomfortable decisions have been made. In a time when a family should be able to easily grieve, preplanning allows for that to happen.
Planning Ahead Offers Flexible Funding Options
When you preplan your funeral arrangements, there are more options when it comes to funding the funeral. A preneed insurance policy, life insurance policy or other payment options can all be arranged before the time of death. At the time of death, services must be paid in full, so having options ahead of time can also reduce other stress related to losing someone.
Planning Ahead Relieves The Burden From Family
Following the death of a loved one, there are more than 150 decisions that have to be made within the first day or two following the death. Those stressful decisions on top of the stress of grieving a loss can be eliminated by arranging your final wishes ahead of time. If those decisions are made, your loved ones aren’t left wondering what you would have wanted and how they should proceed with funeral plans. With those decisions out of the way, your loved one can begin the healing process sooner.
